Services
Menu of Services Provided by Emerald Financial Group
Financial Planning
Our comprehensive fee-based financial planning services cover the following areas**:
- Cash Flow & Debt Management
- Retirement
- Tax Planning Strategies
- Investment
- College
- Insurance
- Estate Planning Strategies
- Business Planning Strategies
Wealth Management
Enjoy a range of investment options tailored to your specific needs
- Managed Money Accounts**
- Mutual Funds
- CDs and Money Market Accounts
- Separately Managed Accounts**
- 529s/Coverdell IRAs
- Variable Annuities
- Fixed Annuities
- Index Annuities
- Immediate Annuities
Business Planning
Let us partner with you to make sure your business is prepared for growth and transfer
- Buy Sell planning
- Exit Strategies for current or future sale of the business
- Key person retention
- Executive compensation & Deferred compensation arrangements
- Group retirement plans
- Business debt protection in the event of disability or death
Protection
Let us help you protect the people you care for most
- Term Life Insurance
- Permanent Life Insurance
- Whole Life Insurance
- Survivorship Life Insurance
- Disability Income Insurance*
- Long-Term Care insurance*
Retirement
Let us help you build a retirement strategy that is sure to keep you excited for what’s to come
- Traditional IRA (including IRA rollovers)
- Roth IRA, Roth 401(k) and Roth 403(b)
- 401k/Profit Sharing Plan
- SIMPLE IRA
- SEP
- Defined Contribution Plan
- Defined Benefit Plan
Estate & Tax Strategy
Let us help you consider tax strategies that will benefit you and your heirs
- Legacy planning for individuals and family businesses
- Create ease of transfer of family owned businesses to the next generation
- Managing cash and liquidity needs in your estate
- Analyzing assets for transfer
- Reducing tax for those with expected estate tax liability
*Availability varies by carrier and state.
**Investment Advisory Services offered exclusively by Investment Advisory Representatives of HTK, LLC.